Every stock decision deserves
a framework, not a feeling.
MOATEY gives you a clear, objective verdict on every company. One score out of 95. One plain-English explanation. Backed by a university-validated framework that returned 19% per year over 17.5 years.
Free to start. 10 analysis credits included. No credit card required.
See it in action
How does AAPL score?
Every company gets the same objective treatment. No opinions. No bias. Just the framework.
Apple Inc.
AAPL · Full MOATEY analysis
MOATEY Score
48.6/95
Classification
StalwartGood Fundamentals but Exorbitant Price
Here's exactly what you get.
Apple, scored and explained.
Live score, MOATEY rating and classification. Everything you'd see for any stock — from a single ticker. No signup needed.
See Apple's analysisHow it works in practice
A framework that tells you what to think about, not what to think.
You're considering a stock
You've heard about a company. Maybe from the news, a friend, or your own research. Before you act, you want to know: is this actually a good business at a fair price?
MOATEY gives you the verdict
You check the MOATEY score: 78/95, Excellent quality, fairly valued. Or: 34/95, Poor fundamentals, overvalued. No guesswork. A plain-English explanation of why.
You make a better decision
You act with confidence, or you walk away from a mistake. Either way, you decided based on a framework validated over 20 years, not a gut feeling.
Why the framework works
We don't sell data. We sell clarity.
Proven over 17.5 years
MOATEY automates the investment philosophy of the world's best long-term investors. Not a model we hope works. One validated by Tilburg University across thousands of stocks.
One answer, not 47 ratios
Other tools show you dozens of metrics and expect you to be an analyst. MOATEY tells you: "This company scores 78/95. Excellent quality, fairly valued. Here's why."
Same rules, every quarter
Our framework doesn't chase the hype of the day. The same rules apply to every stock, every quarter, every market condition. That consistency is what makes it trustworthy.
Live performance · MOATEY model portfolio
Live results of the MOATEY framework vs the S&P 500.
The live MOATEY model portfolio since —, rebalanced quarterly according to our fixed framework rules. Updated daily.
| Fund | 1D | 5D | 1M | 3M | 6M | 1Y | YTD | All-timesince Jan 3, 2024 |
|---|---|---|---|---|---|---|---|---|
| MOATEY | — | — | — | — | — | — | — | — |
| S&P 500 | — | — | — | — | — | — | — | — |
What this means in real money
If you invested $10,000 on Jan 3, 2024, MOATEY companies would be worth roughly today. The S&P 500? $16,383.
Backtest · 115 quarters · ~28.8 years
The top 20% of MOATEY scores compound at 3.1× the rate of the bottom 20%.
Every quarter we sort the universe by MOATEY score and track the top and bottom quintile separately. Over 115 quarters the spread is consistent — quality wins, but slowly.
Quintile-spread study across 115 quarters (~28.8 years). Top/bottom quintile rebalanced every quarter. Past results do not guarantee future performance.
The MOATEY Matrix
Every stock, placed on a 5x5 grid.
Fundamentals on the vertical axis. Valuation on the horizontal. The intersection tells you whether you're looking at an Excellent compounder, a Risky overpay, or a Poor business at any price.
See how we rate every stockHow it compares
They give you data. We give you the answer.
Data platforms are great at what they do: raw data, charts, financials. MOATEY starts where they stop, with a clear verdict.
| Feature | Simply Wall St | GuruFocus | TIKR | MOATEY |
|---|---|---|---|---|
| Deep financial data in overview | ||||
| Beautiful data visualisation | ||||
| Objective verdict per stock | ||||
| University-validated framework | ||||
| 20-year backtest proof | ||||
| Plain-language explanation | ||||
| Works alongside your broker |
Great tools for what they do. MOATEY is for investors who want the answer, not just the data.
What investors say
Trusted by investors who think long-term.
"MOATEY finally gave me a consistent process. I stopped second-guessing myself after every market dip."
Private investor
Using MOATEY since 2024
"I used to spend hours on financial statements. Now I check the MOATEY score first and only dig deeper when the framework says it's worth it."
Self-directed investor
Active plan subscriber
"The backtest convinced me. The live results kept me. My portfolio has never been more disciplined."
Retail investor
Using MOATEY since 2024
Questions
Frequently asked
Your next investment decision deserves better than a gut feeling.
See how your stocks really score. 10 free analyses included. If you don't love it, just walk away. No strings attached.
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