M
MOATEYDecision Framework
Free analysis

Our manifesto

Good investment decisions are not the result of luck.

They are the result of a consistent framework — applied the same way, every time, without exceptions.

Our mission

MOATEY helps individual investors make better investment decisions by replacing emotion with a consistent, objective decision framework.

We believe successful investors are not distinguished by a higher IQ. They are distinguished by a better decision-making process.

Good investment decisions are not the result of luck or predictions. They are the result of a consistent framework that is applied the same way, time and again.

Most investors lose not because they lack information — but because they let emotions, hypes, and predictions overrule their judgment at precisely the wrong moment.

MOATEY is the antidote to that.

What you are buying

Our users don't buy software.

They buy peace of mind. Discipline. Trust. Time. And a better decision-making process.

That is what €40 per month represents.

Not a screener.

Not a DCF model.

Not a rating.

A better way of thinking about investments.

Our biggest promise

We help investors avoid making bad investment decisions.

Not: we help investors get rich.

That is an enormous difference. The goal is not to find the next 10-bagger. The goal is to stop making the decisions that destroy capital — buying hypes, selling in panic, chasing momentum.

Avoiding the worst decisions is the most reliable path to the best results.

Our commitments

MOATEY will never:

  • Publish price targets
  • Try to predict the market
  • Promote technical analysis
  • Chase hype stocks
  • Promote crypto
  • Encourage fast trading
  • Use clickbait
  • Make "Top 3 stocks for next week" content
  • Trade on news
  • Pretend to have certainty

What makes us different

The rating is not the USP. The rating is the proof.

1

We automate a proven investment philosophy

MOATEY doesn't invent its own criteria. It automates the investment principles used by the world's most successful long-term investors — validated at Tilburg University over 17.5 years.

2

We sell a judgment, not data

Other platforms give you 47 ratios and ask you to figure it out. We give you a clear, actionable verdict — built from a consistent philosophy.

3

Our ratings support better decisions — not stock predictions

We don't tell you what a stock will do. We tell you whether a company earns a place in a long-term portfolio based on its fundamentals and current valuation.

4

The framework doesn't change with the hype of the day

Bull market or bear market, AI boom or crypto crash — the same rules apply. Consistency is what makes a framework trustworthy.

5

Our philosophy is more important than our software

The tools will evolve. The philosophy behind them is permanent. If you internalize the framework, you will make better decisions whether or not you use MOATEY.

Who we are

MOATEY is:

Rational — We follow the framework, not our gut.
Calm — We don't panic. We don't get excited. We analyze.
Independent — No affiliations. No sponsored content. No conflicts.
Objective — The same rules apply to every stock, every time.
Trustworthy — We show our work. You can verify every conclusion.
Intellectual without being elitist — Smart thinking, plain language.
Optimistic without being naive — Long-term faith in good businesses, not blind faith in any stock.

The one sentence

"The Decision Framework for Long-Term Investors."

If you believe that better decisions — not better predictions — lead to better results, MOATEY was built for you.

Start using the framework See a live example